Ten Types of Insurance Claims and Policies You Cannot Believe They Exist
Insurance has played an important role in the lives of human beings.Because of insurance, people have recovered from both minor and major accidents.Knowing that you are insured also gives you peace of mind.
It has been reported that some people may apply for insurance because the law requires them to be insured.Other people may pay for premiums because it is their nature to be extra cautious with their valuables.Mitigating any future sufferings and pain may be another factor that triggers the need to take insurance covers among other folks.
There is even a long list a bizarre insurance policies that people have applied for.The following is a list of some of the most noteworthy insurance claims people are applying for.
It is not unusual for celebrities to ensure their body parts.If you want to maintain your fame, why not take insurance cover for that thing that will bring you this fame.Example of famous people that have insured their body parts include Crooner Tom Jones.
Another valuable asset that celebrities are cashing in one is buttocks.One present-day celebrity that has done this is Jennifer Lopez.This explains why she has been making babies and getting back to her career with a great body.
Another whacky fact is that insurance can cover legs as well.Heidi Klum, for instance, has cashed in on her legs.
The fourth weird insurance policy people are taking is the multiple birth insurance policy.Some people believe that the invitro fertilization under the multiple birth insurance policy will surely make you parents of multiple births.
It is surprising that people are taking insurance policies over weird situations like finding yourself in another planet.Some of these insurance covers for such situations include alien abduction insurance or the private flood insurance. It is incredible to note that you can cash in any settlement that goes in the wrong direction.Weird as it may seem, a lawyer in North Carolina insured his cigars against storm damage, flooding, and fire.
Another weird insurance is a claim over your smartphone if it gets damaged when taking care of your herd.In the U.K, a livestock farmer filed a claim over his phone that had disappeared when using the flashlight to take care of his cows.
Another nutty insurance claim is over coconuts.This is because they are considered deadly can kill roughly 150 people yearly when they fall from the tree. Our homepage has a lot of info. about insurance policies.
If you are a burglar and your plan backfires, you can get awarded for the mental anguish you suffer.Believe it or not, one burglar received 1 million dollars.Another weird body part that can be insured are teeth.This happened when one man filed an insurance claim when his false teeth fell out when vomiting.